FWD Assurance, previously known as VCLI:
VCLI customers, you’ve come to the right place. Vietcombank-Cardif Life has recently changed ownership and we’re now part of FWD Group. If you’re looking for FWD Vietnam Life Insurance please visit www.fwd.com.vn

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Credit Life

Leave your loved ones financially free

You do everything for your family, so they have a good life, now and in the future. Sometimes, this will involve taking on debts, however large or small along the way. If you live a long life, these debts are manageable, however should you die or experience total permanent disability in this stage of your life, your debts may not be resolved and could be passed on to your spouse or parents.

What is Credit Life?

Credit Life is a protection plan designed to take care of your debts if you’re no longer around, because your families deserve to be looked after, not left with your debts.

Who can apply for Credit Life Insurance?

If you are between the ages of 18 and 65, then you are eligible to apply for Credit Life Insurance and will be covered until you reach the age of 70

Who will benefit most from Credit Life?

If you’re the kind of person who aspires to provide a good life, now and in the future for both yourself and your family, and have incurred debt to make that happen, this plan is for you.

How much does it cost?

Premiums start from 35.000VND/month to cover loan amount of 100.000.000 VND, depending on the coverage term and sum assured that you prefer

How do I make premium payments?

Payments are easy - your premiums are collected in arrears from the same account and on the same date as your loan payment schedule, in most cases, cost just pennies a day.

Do I have to get medical examination? 

No requirement medical check or underwriting for loan amount up to 2.4 Billion VND.

Where I can sign-up for this product?

You can sign-up at any SeABank branch and transactional office nationwide, and soon more banks will also carry this plan. This plan is offered to you at the time you apply for a loan

How simple is it to sign up?

Very simple, as you can sign-up for this plan when you apply for your bank loan. Please note, there is a minimal fixed fee applied for loan owners, regardless of age and occupation.